Is depreciation a source of funds?

As a prelude to implementation of the integrated approach, Category III SMAs, i.e. accounts rated SB6 / SBTL6 and below, which are not in default or do not show any…

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Preparation of fund flow statement

Doubtful / Loss assets / AUCA are not generally considered amenable to any rehabilitation efforts and hence, these assets are being clubbed so that the focus of the review will…

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Margin of Safety

Books of accounts and Stock Statements: One of the preconditions for sanctioning advances to traders is the maintenance of up-to-date books by the traders, showing therein the actual position in…

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Basic Marginal Cost Equation

Information should be given separately in respect of each of the working capital credit facilities, viz. Cash Credit/Overdrafts, Export Packing Credit, Working Capital Term Loan, Bills Purchased and Discounted, both…

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