After reaching my branch I find that there are over 15 persons who are looking as tensed and they are waiting there with complete eagerness. I reached at the head of the branch and there the branch manager told me that now there are scams going on with mobiles and the users are entangled with it and they are facing these situations now and now they have to come to branch time and again in order to move away from all of these scams which comes into them through mobile messaging service. This article is exactly related with it and the main purpose of it to let my readers to understand about all of these scam related issues that comes upon from credit card frauds.

We have seen we receive many offers from airtel and other companies about receiving messages for upgrading debit card to credit card and they also automatically give some amount to ours account and this means that they pay the money to us and then if we do not return it on time that money compounded more and more and in one day it becomes huge sum of money and if that money does not paid by the person received then that company makes case at the Mumbai or Delhi high court and the persons from far away land has to come to these metro towns and fight the case with those companies and that becomes extremely difficult to fight considering the cost of cases and in this article I aimed to alert readers to understand that by just receiving messages about some big companies sending messages to create credit card and that too by clicking on sms and automatically subscribed to credit card and this means this is a fraud and readers need to understand about it.

It can be categorised in the group of click fraud as first we receive message of receiving money to account. Most layman without knowledge of many would tend to think that they are getting some amount of money and mostly they think that the free money and for this they accepted the credit card. Most of users do not have ecomplete knowledge about how these credit card runs and most of these companies tend to make their jurisdiction at metro cities and most of these people who subscribed to these offer mostly from villages and smaller towns and most of them are half illiterate. Most of thes are from below poverty lines or from lower middle classes. They could not reach to far away metro cities and in this way they remain in these web of deceipts by these credit card companies.

These companies tell you that they will provide you with free money and slowly people think that these are all money which they can use without any repayment but in realties these are loans and these loans got doubled or tripled after specified duration of time. So half literate or illiterate people tend to go for these money and spending it and without thinking about any thing about its consequences of how these are loans not free money. After some times not reimbursing these money these credit money tend to be doubled and tripled and within some months if not repaid then it could reach to six to seven lakhs and then they receive one notice from these companies to repay such amoiunt of money otherwise the case would be there. The location of these cases most of times in metro cities and this means that the persons have to go to metro cities and their court to attend the hearing.

So beaware of such credit card scams which you might receive at yours sms of phone and do not click and activate it. If yours mobile number is included with your bank account and you receive message from that phone number and in some cases just by clicking on it and it will activate credit card as the phone number with bank account so one need to be alerted about these scams and should read here such articles in order to be alerted about it from time to time. We should not be entangled in these credit card scams and we need to be alerted of such so called free money as there is nothing as free money as everything has the price. So be alerted and always think that nothing is free to cost so nothing is freebies. When you receive such messages do not provide OTP, password or pin to these scamsters otherwise they can take over yours account or can take over yours entire social media presence and that can be dangerous for yours social status.

When you receive such links it is important to investigate about it and trying to find out why such links with sms informations is being received by your phone time and again and for this it is extremely important to go for good antivirus program or you can utilise service of free antiviruses on yours phone so that the process of receiving these informations can be known in detail and if they are not safe then from the sms app you can apply to stop these sms from receiving. It is extremely important to update yours phone numbers and all the contact details to its latest so that no one with yours old phone number can take the advantage of yours bank account as most of bank accounts are now with mobile numbers. It is important to be alerted about all of these latest security features and enhancements so that you will always be there whenever there is any such difficulties you face at any point of time.

Samsung mobile phones have their own set of applications. Its phone, contact, message, audio, video, note, Samsung TV plus and many other apps from Samsung which are pre-installed on Samsung android phones. You can record calls inside yours Samsung phone app, which can record calls automatically. Samsung has its own spam blocker application built in inside of its phone app known as Hiya to protect you from unwanted spam calls. So, you do not need to install popular third party apps such as Truecaller. As we have seen truecaller is resources unfriendly and it does make yours RAM to perform slower but with Samsung built in phone application you can detect some of unknown caller and it works nicely with its built in Hiya caller identifier.

Samsung Phone app vs Google’s Phone app

When we compare Samsung phone app with that of Google’s native phone app available inside Google Play Store. Google phone has its own spam blocker and spam detector and it works nicely and some times it works better than Samsung phone app but some times Samsung Phone app works better that its Google’s competitor. But Samsung application just ahead of it is that it has its own call recording function which is not there inside Google Phone apps. This means that when considering using either Samsung phone or Google phone app on yours Samsung phone then Samsung Phone appis the best out there. The look and feel of Google Phone app is almost similar to that of chrome view and this sometimes creates confusion within us as it can provides more and more difficult to understand whether its user interface could have been improved to provide one of smarter android look just like Samsung phone app. So, in the comparison between Samsung and Google phone app, the final winner is Samsung Phone app.

Samsung File Manager vs Google Files application

Samsung File manager is built in application comes pre-installed with Samsung phones. It works seamlessly and it also shows that it can show files from cloud enabled services such as Google Drive and Microsoft One drive. These cloud enabled-file service can be shown inside file manager app. It has some rare features such as it divided the audio, video, apk files in different categories. Here you can make any folder as favourite,of yours photo, video documents by enabling the star options. From Samsung File manager you can directly create image, photo or document short cuts on the home screen. So short cuts can be created easily. When you share any images or multimedia to others then you can remove location data from these multimedia data so that yours privacy can be well protected while sharing images or videos to others.

Samsung File manager has one separate folder for zip and rar archive file segment. From there you can directly unzip files directly from there. Perhaps, inclusion of dropbox and box cloud storages can be included in file manager app of Samsung Files manager app. You can add network storages such as if you have website or hosting account you can access those through FTP and SFTP servers and those files can be accessed though files manager app of Samsung Files app. It has analyse function and you can have detailed look on large files, duplicate files and from there you can remove not so important files and gain back lost spaces on yours phone device. If you go for list view so that you can see and find long file names. It also provides convenience of showing files from external storage devices from Samsung File manager.

Now we can look into Google Files application. Try to see whether it is better or inferior than Samsung Apps. You can free up spaces from yours android device, SD card and pen drive inserted inside smart phone so that you can regain more and more storages spaces. Google Files has built in file transfer feature which work nicely while sharing files between two android phones with Google Files installed. This feature makes Google Files higher than that of Samsung Files. Samsung Files do not have such file sharing function. Samsung has its own Samsung smart switch app which can do the same work and even with older windows computer beginning from smart switch. This feature is not available inside Samsung Files app.

You can secure important files with yours unique password different from that of phone’s existing lock feature. With Google Files you can listen and can watch videos directly from Files app and this is there with Samsung File manager application too. You can directly save files to Google Drive or to SD card , in order to create more spaces inside system space of android device. From Samsung Files you can back up files to Google Drive or Samsung cloud drive and Microsoft One Drive after you connect these cloud services to Samsung Files application. With Google File app working files with Google Drive is seamlessly integrated. So, when backing up to Google Drive then it is better than Samsung File Manager app. Samsung does provide 2 GB storages, and its inclusion with Samsung Cloud storage is seamlessly integrated and this means that with the similar parents application, integration is seamless.

Google Files application provides smart recommendations to improve performance of yours device, and how to work seamlessly with optimise storages recommendations and it also checks about whether yours Google my Protect is activated or not so that yours phone’s security can be checked and this function is not there with Samsung File manager apps. In terms of system protect feature it is not available with Samsung File Manager. When we see all of these features and compare all of these features of Samsung File Manager apps and Google Files app, I find Google Files App is better than Samsung File Manager App.

Now, instead of attacking operating system, more and more apps have become so much popular that instead of attacking viruses to operating system which may be from Windows or from android operating system, which has become more and more security prone and that is why more more hackers reaching to individual apps and contacting customer directly instead of directly attacking operating systems or apps. People receive messages from their facebook or whatsapp accounts and if persons are not aware of it then they can be in the fraud net of hackers and fraudsters. In this blog I have written about multiple cyber attacks and how to save yourself from various cyber attacks. All these articles I wrote in this blog about various cyber attacks which are aimed at me and I detect those and most of these are from my personal experiences, and I have written all of these articles with complete proof. Today, I receive message from whatsapp from an unknown number. This article is related to this incident.

The main aim of writing this article is to make aware of readers about such hacking attempt so that all will be aware of these incidents and be cautious about such malpractices.

Yesterday, I receive a message from an unknown number in my Whatsapp number. The unknown number is 63720 50434. I am deliberately writing this unknown number to let readers to know this , malicious phone number and this article is being written exactly for this. From this number (6372050434) I received this message.

[04:29, 12/08/2024] +91 63720 50434: Hello sir

[04:29, 12/08/2024] +91 63720 50434: Good morning sir

[04:30, 12/08/2024] +91 63720 50434: I’m chief minister of chief secretary Bidhan dabha Bhubaneswar Odisha[04:29, 12/08/2024] +91 63720 50434: Hello sir

[04:29, 12/08/2024] +91 63720 50434: Good morning sir

[04:30, 12/08/2024] +91 63720 50434: I’m chief minister of chief secretary Bidhan dabha Bhubaneswar Odisha

I provided the time and date of message received and readers can read the message from this fraudster.

Then, after some time I received the following message from that number.

[15:28, 13/08/2024] +91 63720 50434: Sir urged 10 thousand help you sir

[15:28, 13/08/2024] +91 63720 50434: I’m Grievance meeting attend urgent 10 thousand transfer

[15:28, 13/08/2024] +91 63720 50434: I’m evening returns your 10 thousand

[15:28, 13/08/2024] +91 63720 50434: Urgent send

Then after some time the same number send this following forged document in order to make me believe that he is from a top secretary position of government service. Which is not but the person send a forged document and asked for rs 10000 from me and then another message received as of following.

Ok next day government officer going your hotel sir

First just see his english language which is very bad and then he is asking money to me of Rs 10000 rupees. and then he said that government officer will stay at the hotel in which I was working. So, do not believe in such words from this fraudster. From time to time you will receive such message from fraudster then do not beleive in them and instead let yours near and dear ones know that such fraudsters needs to be identified and people know that such malicious and fraidsters needs to be taken in iron hand. People also should know in depth about  such frauds are happending and we should be aware of such fraudsters.

To my utter suprise when I clicked on the profile of this above said number 63720 50434 where he wrote his name as Prime Minister of India.So, just think that in order to create fraudulent practices fraudsters just name as respected Prime Minister of India. So be aware to this above mentioned number which can send you such above fraudulent message and do not fall prey to such actions from these fraudsters.

So, what is time here, which is blocking ours endeavour to reach towards the movement of space and when we think of it then whenbig telescopes takes the picture of stars and galaxies beyond the universe, then these pictures are from past for so many years. Is it the right way of thinking and how come such parts of time of a particular object is being seen in the courses of time and duration and this seems most of times some thing the story of fictional stories as how come such prints of time occur differently for us and then differently to other galaxies. Is there anything superior to time and space which we still not able to define. Is there anything to do with light and darkness of universe and is there anything more to learn from the darkness of space in relation with time or space.

When we move into space we do see empty space and everywhere dark and there will be lesser spots for lights when we do encounter planets in between and then we can see all of these in the sphere of thinking that we tend to stay in the realm of light and see it such the way and even in the darkness we do have electricity to cope up with to make or remove darkness. So, we have not been able to cope up with the presence of darkness and when we do see the presence of darkness then we do consider thinking about the presence of more towards the presence of darkness. As we are dealing with light everytime we are missing on the point of what is there inside the darkness. When we stay inside darkness for longer time without the need for lights then slowly we can feel that even ther is nothing called as that of dark as even without light we can see everything with darkness.

In order to prove this theory correct, we can take an experiment to see how it works. A persons can be locked inside a room which should have no windows, doors and there will be no lightand electricity except air condtion inside room should be there. There should be food there to live a perfect life but there is no lights. If that persons stays in the light for days then even darkness can be illuminated and that person can see each and every furnitures in that room in precise details and that can provide more and more possibilities of seeing is the darkness is a mystery and it is related.

So, with due course of time that persons which stays in darkness for day in and out can see that reducing of darkness and slowly those darkness becoming luminates. So, now it is clear that light is proportionate and even when some one say that it is darker but for others it can have no darkness as it becomes proportionate and when we practice working without lights then after some time we could see that darkness is a myth and we tend to be overdependent on lights to watch and even that hurts ours eyes and ours looking glass becomes more and more powerful due to plenty of use of lights and hgiher portions of lights at different places and different locations.

Everywhere, while calculating about space, universe, light we have been deeply thinking about the presence of time and space and that limits ours understanding about how universe works. When we consider distance about time andand universe we do think about certain limitations which preside while thinking about space and its equitable comparisions with time in relation with it. Time limits ours observation and we need to find way to move ahead of it and it is been called as ours maximum speed cannot exceed speed of light as similarly we have been entangled with the presence of everything in relationship with light we some what limit the most space occupied by universe by the darkness where scientists called it as dark energy, dark matters.

As whatever we see all are due to lights but it is only less than five percentages of the space of universe and rest of majority space of universe that is almost 95 percentages and this dark matter space is available as scientists called it as spaceas this cotrols entire space of universe and there are lots of fields of area where entire control of universe which many secrets still there.

I think with lights we could not surpass the speed of light and we cannot surpass and it is almost impossible to surpass and for this we could not move  beyond distance limits in relationship with speed of lights as it controls the movement of lights in relationship with speed and distance. So, how can we move beyond spcific speed of lights. So, we have to find location and movement beyond the area and dimesnions of lights so that there will not be any comparison of speed of lights while movement and for this we have to completely develop such and such medium, where there will not be any difficulties of understanding thatneed for space and time and in relationship with lights should not be there at any point of time.

So, we have to find and reseach more about dark energy, dark matters and unravel the entire universe where entire presence of dark energy and dark matter reresides. We have to unravel the mysteries behind these dark space of universe as it occupies entire 95 percentages of universe as this is a must use for us to understand and learn about it as here there is no presence of light and this means that we can move within seconds and beyond the speed of lights inside dark spaces of universe. As here there should not be any limitations about speed of light as there will be no light as darkness everywhere and we have to find the way out to see everything in the darkness without any help from light.

When we solve the mysteries behind what is there dark matter and when we do understand what is dark energy and the ways to solve the mysteries behind what energy matters and what energy provides the information what is intended to provide for and what is the entire process of energy management that comes forward to occupy the entire process in which way proper management of ideas are being exchanged and provided deeply into entire possibilities of manging the process dealing with speifications of dark energy and dark matters. It is of utmost important to understand the entire movement that it is being managed and performed with.

Is light making us the thought hallucinations and it provides tricks to us so that ours brain restrict us to a limited boundaries and that would make us think about the presence of imaginary that constitutes its formation. So, it is kind of restrict ours movement and segment ours thought processes within the specified boundaries of space and time and that provides full stop to investigate aboout universe. So, we have to seggregrate everything that is coming upwith lights and what should be done here is that what should be the position of space and time in dark spaces. Why there is more that 95 percentages of space of universe is filled with dark matters and dark spaces.

So, it means that we are still not knowing about 95 percentages of universe and why dark matters are in high number as that of light environment. We have to dig into why there is high number of secrets behind dark matter and dark energy. We need to see the matter in the perspective dark matter and drk energy so that everything can be looked into perspective of seeing everything and what is there inside the realm of darkness. Dark matter is not dark but it does not absorb or reflect anything and that is why it is always very difficult to detect and most of times it is called dark matter as it provides some uneneding and inconclusive evidence of presence of dark matter. That is why it is important to note that with the no presence of reflection of it we have found difficulties in detecting it so most of times it seems hypothetical.

Generally matter consists of protons and neutrons and that interact with lights and that shows us to us and then it is visible as both protons and neutrons interact with lights and then we can see matter or object. Dark matters are non luminous as it does not reflect or it does not have electro magnetic radiations. Dark matters does not collide with each other as it does not interact with each matters of atoms and it does not collide with each other and it can directly move into other dark matters and it can move into dark matters and with each matter without any collision and for this we cannot detect these matters. So far we could not detect dark matters because of entirely different nature of presence of objectives of dark matters. Dark matter or antimatter provides just the opposite of ordinary matter.  

So far we have not been able to see dark matter or anti matter but the presence of something is there which reminds tht which act just the opposite to what the laws of physcis aimed to provide. As the laws of physics said that inside the spinning of galaxy those stars at the end of galaxy tend to move slowly that those stars which are nearer to central point of galaxy, but in realty stars nearer to center of galaxy as well as those stars at the end point of galaxy tend to move, rotate in the similar speed as that of the stars situated at the end of galaxy. So, this is against the laws of physics and this means that there is some unseen force is there which we cannot detect but it still able to pull through stars which are at the end of the galaxy. So, there must be anti matter which works laws against physics.

When we observe lights from the distant galaxies, it tend to bend at the presence of massive objects such as galaxies in between, and this phenomenon of light is called as gravitational lensing. But it found that the degree of bending of lights is much more that what the laws of physics and this means that in addition of gravitational forces there are some still unseen forces which is yet to be discovered but still these bend the light more that just the what it expected to be done. This goes on to prove that these lights tend to move beyond additional invisible mass and those can be called as dark matter.

In the aftermath of Bing Bang explosion and when the first step of creation of universe occurs and then the cosmic microwave background energies is being distributed among each and every small and tiny after glow of energies is being distributed to each and every tiny elements and when all of these visible forces are being distributed are seemed to be 5 percentages and the rest 95 percentages of the power distribution after big bang theory  distributed 27 % of dark matter and 68% of dark energy. As when we divide and calculate all of thees microwave background energies we could only found 5 percentages of those energies and  the rest 95 percentages energy distribution cannot be seen as only 5 percentages of energy distributed within ordinary matters so these are only visible and the rest are not being seen and these are distributed within dark matter and dark energy.

Samsung TV Plus— The first application is Samsung TV Plus. You can download it from Samsung store. What looks like this application is probably only for people using Indian galaxy phones. You can watch a lot of live TV channels with this application. All these channels are completely purely free. It has a lot of Hindi and Indian television channels. There are a lot of sports channels as well. There are also a lot of infotainment channels and there are many other types of channels that you can watch on your Samsung galaxy smartphone for free. It has more than 100 plus channels and more and more channels are being added day by day and its numbers are growing day by day. it has many other segments such as kid segment, movie segment, news channels in both Hindi and English, and all of these you can watch inside Samsung Galaxy device. In order to watch live shows you need active high speed internet connection such as 4G Volte or above internet connectivity.

Samsung Find– It is like Google Maps location sharing or Trucaller’s Guardian app. In this way you can connect with other galaxy users of yours family, near and dear ones. With this app installed on all of yours family members Samsung galaxy phones,and location sharing enabled in all of these phones you can watch live locations of all of yours near and dear ones through Samsung Find application. In this app you have three tabs which is located at the below portion of app and here you have people segment, device segment and items segment. In deice segment even if yours phone is lost or stolen you can even then find location of yours phone through a web browser in yours computer by reaching out to this website https://smartthingsfind.samsung.com/login and then login with yours Samsung user name and password credentials just the same as that of what you have been using it with your lost or stolen Samsung mobiles.

In the next tab you have People segment where you can watch location of your family members and can know where they are currently in and in this way you can be connected with yours family. This function can be enabled in offline mode so that even if you are in an offline location where there is no internet still you can find location of yours phone or family member. In order to activate offline finding go to setting and then allow devices to be found and then activate or turn on offline finding. From its online version you can ring your phone, you can lock your phone from the distance, you can track your phone from the distance from its web version, you can erase all of these data from the distance if you think that yours phone is stolen or lost and from the distance you can extend battery life of yours phone by enabling maximum power saver mode on your phone from the distance. You can find sim card history and device information history from web versions of Samsung Find.

One Hand Operation + This app is from Good Lock labs which is affiliated to Samsung apps. With this app you can manage your phone or tablet within one hand. Day by day, phone and tablet are getting bigger in its sizes and we need at least two hands to perform various functions within it. This app provides solutions to above mentioned problems and provide easier management of phone through one hand operation and it is a must install app for all Samsung Galaxy users and should be downloaded from Galaxy store. This app provides additional help to users through work with thumb gestures and can easily manage your phone with yours thumbs and can properly do it while using yours thumb gestures. When you download and install the app a thin gesture handle is being added to left and right side of mobile screen and by just swipe it you can move to previous screen without being reaching to downside of mobile and clicking the thin arrow located at the end of screen. it can easily replace yours most default function of back function and you can customize it through its application settings.

You can easily create and manage diagonal gestures, horizontal gestures and perform various task within it with movement of yours thumbs. it has two types of gestures namely short swipe gestures and long swipe gestures and it does take some time to getting used to it but after making it perfection. There are different handle settings and with trial and order method you can find the suitable consent handle and then can work with yours phones easily without difficulties. As per my advice the gesture handles should be done as thin as possible in order to make it work perfectly with yours thumb. Even there are options for setting up app exceptions such as when you are playing game and when you use yours thumb for game control and then it can interfere with yours one hand operation + plugin. When applying for exceptions for some apps then this gesture handle will not interfere with yours game control, so yours game will go on as per its gesture control and after playing out game.

This plugin is in development stage and currently available functions include back key, home key, recent key, menu key, apps screen, previous app, forward for web browsers, and so many others you can check it out from Galaxy store easily. In its settings and then advance settings you can create app exceptions as for those apps where you might think that these gestures might interfere performance of some apps. Here you have the options to hide handles in particular modes of phones such as landscape mode, quick panel, lock screen and home screen. You can provide specific handle animations such as arrow, curved line, and then you can colourise the handles, arrow caller and even outline caller of handles. You can customize gesture settings through quick action, gesture angles, swipe distance, quick vibration, vibration level and even allow handle to start actions before you release your finger from the screen.

Game Plugins--It is from Samsung Electronics co ltd. With this app installed you will find all game plugin at one place. It perfects game play and with this plugin you have some additional apps and you can download these from Galaxy store. You will find additional apps from this game plugins such as daily limits , perf Z, Game booster plus and network boost. You can download these apps from game plugins interface and then can turn on from the slider beside it. Daily limits app alert you when you play game for the long time and it reminds you time and again that it is time for sleep and you can stop the game play and take rest. it provides you to set up game time schedule for each day or you can customise it on day to day basis.

Perf Z app inside game plugins empowers device activity to maximum 100 percentages so that yours gaming experience stays perfect and total phone resources in terms of hardware and software optimisation makes the phone to run in its maximum capacity and there will be no lagging behind of any gaming experiences. Game clock game plugin provides game resume reminder by swiping down from top bar of yours phone. Gif creator game plugin accommodates you with a record button and while game play you can capture Gif of game moments. In Priority mode you have to turn on priority mode in game booster and then here you will find advanced option in addition with some of other add ons in this priority mode.

Nice Catch— This app is from Samsung Electronics co ltd. It provides detailed description of apps installed in your phone and those apps and maintain the lists of applications that changed yours phone to ringer mode, to call mode, to media volume muted history. Then it will show up apps that popped up in yours screen, screen wake-up history, then it detects apps which can change the settings and accessibility settings. When you installed this app and then turn on it and then turn on all of its above mentioned options then it will record those apps and this list will be there for 7 days. Many a times you find your phone is vibrating but the notification from which app does not comes out but you can find these sources of mysterious notifications easily with nice catch app as you can detect which apps are providing mysterious vibrations and then you can disable such disturbing apps easily.

1. Classification of field of work

1. Grade Classified

1. Qualification Classified

1. Age Classified

• Length of service classified

Different segments of the questions

• Satisfaction with the Pay Packages
• Social Security
• Planning and Process of Wage Administration
• Reliability of Management
• Reliability of Trade Union
• Possible factors of Dissatisfaction
• Accountability and Dedication of the Employee

CONCEPT

The classification of this study in the following stages will determine the level of satisfaction or dissatisfaction of the employees of BSP on their Pay Packages. However, this phenomena has deviation during the course of time and different situations, yet the core significance of wage and salary remains unchanged and the work culture on. HR climate of the organization should be maintained sustainable to the objectives of the organization.

SALIENT FEATURES OF THE STUDY

1. Planning and Policy of wage salary administration

• Execution of wage policy

• Employees expectation and fulfillment of their motives

• Reliability of management

• Reliability and honest approach of trade unions on pay-fixation issues.

• Social security, the prime concerned of the employee

• Possible factors of dissatisfaction of the employees

• Management and employees interface

Classification and Interpretation of the

Responses with graphical presentation

SEGMENT-I : SATISFACTION WITH THE PAY PACKAGE

TABLE–1 (Q.1) : Personal contribution in the production

As evident

Interpretation :

The employee gives his incredible mental or physical contribution in the process of production. In this context the employee should be given adequate remuneration which he deserves. This factor becomes more significant particularly in the process of heavy steel production and he starts thinking that he will be awarded justified wage or salary for the valuable contribution he has given.

About 65.5% respondents have opined that they are an important contributor in the process of production. About 33.3% of the total reply are also agreed with this opinion. Therefore, it can be said that about 98.8% fully agree or in the favour of this statement. Only, a very negligible number of respondents i.e. 1.2% are disagreed with the statement.

TABLE–2 (Q.2) : Organizational working condition is very tough

Interpretation : As evident from

Interpretation :

The working condition in the steel plants are very hazardous and unsafe to the employees. Very often the employees who are working in such a complex situation expect high salary due to number of risk factors. And their expectations of wage and salary direct relationship with the working conditions.

About 59.6% (Fully Agree) respondents realized that the working condition of the plant is very dangerous and complex. And their expectation for salary will be equal to that table. But about 40.4% respondents who are disagreed with this statement. However, it will be interesting to see the reflection of theses factors on their level of satisfaction.

TABLE–3 (Q.3) :    Satisfaction with the pay package and other  benefits

Interpretation :

This statement was given to assess the level of satisfaction of the employees for the salary they are being paid.

In this, regard it has been observed that a very high percentage of employees are either highly satisfied or satisfied with the salary and other facilities given to them by the organization.

About 64.4% (fully agree) respondents are in the favour of this statement. But there are 35.6% who are either dissatisfied or highly dissatisfied with their existing salaries.

TABLE–4 (Q.8) :    Right salary paid to the employees for their hard work

Interpretation : As evident from

Interpretation :

BSP employees are committed for comprehensive effort to fulfill the objectives of the organization. In this regard, they have to face quite difficult challenges to fulfill the organizational goals.

This statement has been widely accepted by 61.8% (Fully Agree) respondents, but quite a good number of employees (38.2% i.e. Totally Disagree) do not find that they are properly paid for their hard work.

TABLE–5 (Q.9) :    Comparatively high salary with the salary of other organisation

Interpretation : As evident from

Interpretation :

The emergence of private companies, M.N.C and corporate sectors has brought new concept of salary and perks. The Government Organisations are inflexible in this regard. This factor has also brought conceptual change among the employees.

About 48.8% (Fully Agree) find it they are being paid high salaries in comparison to the other organisations. But 51.2% (Totally Disagree) respondents has revealed that rather low salary in being paid to them in comparison to the other organsiation.

SEGMENT-II  : SOCIAL SECURITY

TABLE–6 (Q.10) :       Confident to take care of the family with the existing salary

Interpretation : As evident from

Interpretation :

The social factor of every employees is closely related with the salary and incentives he is getting. This can also be one of the greatest motivational factor if he is paid optimum level of salary.

It is, great honor for BSP in this regard that they are fully confident and find secure with a salary they are getting. About 75.0% have given this opinion. But quite a few (25.0%) employees find insecure with their present salary.

TABLE–7 (Q.11) :       Savings from the salary for future needs.

Interpretation : As evident from

Interpretation :

The social security is prime objective for the employees for the survival of his family in future time. His level of satisfaction will be considered if he is able to spare some money for his future.

In this regard, about 65.5% (Fully Agree) respondents are able to spare some money for their future, and this is quite an encourageous factor for this organization. On the other hand, there are about 34.5% employees who are not able to save money.

SEGMENT-III : PLANNING AND PROCESS OF WAGE ADMINISTRATION

TABLE–8 (Q.16) :       Separation of wage and salary determination for BSP from SAIL

Interpretation : As evident from

Interpretation :

BSP has been identified by giving best performance in the achievement of production target, cost control and quality products. It has been one and only one profit making unit in SAIL. In this context it was tried to know the perception of the employee rather BSP should be separated from SAIL on wage revision matter.

The perception of most of the employees are in the favour of this statement. About 73.8% (Fully Agree) that BSP should be separated form SAIL for pay-fixation matter.

TABLE–9 (Q.17) :       Need of flexible pay fixation rules for good performing employees

Interpretation : As evident from

Interpretation :

Excellent work should always be appreciated and it should be recognized by the authorities. But when we are studying about salary and incentive matter the significance of this recognition is indifferent.

Whether the pay fixation rules or incentive rules should be made flexible as per the performance of the employees 82.2% (Fully Agree) have opined and favoured the statement that there must be flexible rules for such kind of works.

TABLE–10 (Q.18) :     Fulfillment of HODs promises for awards to the employees for good work

Interpretation : As evident from

Interpretation :

Awards and recognitions are effective tools to maintain the sustainable motivation of the employees. In this regard the HOD’s must fulfill their promises.

In this regard, it has been observed in this analysis that about 48.9% (Totally Disagree) HOD’s do not fulfill their promises. This is quite discouraging and unreliable matter regarding organizational status.

SEGMENT-IV : RELIABILITY OF MANAGEMENT

TABLE–11 (Q.12) :     Satisfaction with the wage revision and present pay structure

Interpretation : As evident from

Interpretation :

The process of wage revision and formation of pay structure both are very important elements which gives very deep and dynamic impact upon the overall performance of the employees as well as of the organization.

The perception of the respondents in this regard is quite negative and unfavourable to the policy of the management. Only 31.0% (Fully Agree) are satisfied with the existing pay structure. But a very high percentage (69.0 % i.e. Totally Disagree) who are not at all satisfied with the existing system. This element can be recognized as the major drawback when we study about the level of satisfaction (perception of the employees of wage and salary structure).

TABLE–12 (Q.13) :     Pay anomalies are quickly settled in BSP

Interpretation : As evident from

Interpretation :

Pay and salary, process of education is very complicated and sensitive matter which is close to the satisfaction or dissatisfaction of the employees. The discrepancies of pay anomaly should be quickly settled.

Above, 63.1% (Fully Agree) have replied that the pay anomalies are fully satisfied. On the other hand, there are about 36.9% employees could not find the settlement time and system reliable to their own perception.

SEGMENT-V : RELIABILITY OF TRADE UNION

TABLE–13 (Q.15) :     Competency and reliability of Trade Union for pay revision

Interpretation : As evident from

Interpretation :

The recognized Trade Unions play vital role in the process of pay revision. As an usual process they bargain with the management and come to a satisfactory status in pay revision. They must be reliable and accountable to the employees.

In this regard, it is quite surprising and demoralizing factor that a very large number of employee 60.7% (Totally Disagree) do not have trust upon the competency and reliability of the trade union on wage revision issues.

SEGMENT-VI : POSSIBLE FACTORS OF 

   DISSATISFACATION

TABLE–14 (Q.4) :       Process of gradation system in BSP is adequate

Interpretation : As evident from

Interpretation :

The volume of satisfaction of the employees depends upon number of different elements such as, the process of pay revision, pay structure, time schedule and its implementation.

In BSP, this process is promptly taken by the management as a regular process which has been favoured by 42.8 %(Agree) and 19.2% (Highly Agree) respondents. But 20.2% (Disagree) and 17.8% (Highly Disagree) do not find this matter favourable to them. Their argument can be justified as there was sufficient delay in pay revision and pay fixation in last pay revision. This is quite serious matter where about 38.0% employees are dissatisfied with the wage revision process.

TABLE–15 (Q.5) : Difference between the pay scale of Executives and Non-Executives

Interpretation : As evident from

Interpretation :

The old concept of wage and salary theories are quite different with the modern theory of wage and salary, which contents HRIS approach and scientific inputs. There has been difference in the salaries of executives and non-executives. If the difference is too much, will it effect as comprehensive impact on the performance of the employees’.

In this context, a very large number of employees (82.2% – Fully Agree) accept that there is very large difference in the salaries of executives and non-executives.

TABLE–16 (Q.6) :       Satisfaction with the Incentive given to the employees

Interpretation : As evident from

Interpretation :

Incentive is being given to the employees for their good performance in addition to that pay and salary. In BSP, there are different criteria for different category of work for incentive payments.

The employees who are satisfied with the existing incentive schemes are 57.2% but there are about 32.8% employees who are either dissatisfied or highly dissatisfied with the incentive schemes.

TABLE–17 (Q.7) :       Equalization of Executives and              Non-Executive Incentive

Interpretation : As evident from

Interpretation :

a joint effort or team work particularly in steel production areas. Therefore, the common perception of the employees are that there should not be any difference on incentives between the executives and non-executives.

This factor has been broadly accepted by 82.2% (Fully Agree) respondents that the difference of incentive should be narrowed down.

SEGMENT-VII : ACCOUNTABILITY AND DEDICATION OF THE EMPLOYEE

TABLE–18 (Q.14) :     Organisational objectives are more important than personal pay and salary

Interpretation : As evident from

Interpretation :

The level of the employees satisfaction can be compared with the interest of the organization. Here, it will be tried which factor has prime importance for the employee, the salary or the interest of the organization.

The BSP work culture is very high and every employee is fully dedicated for the fulfillment of the interest of the plant. This perception has been revealed by quite a very high percent of respondents 89.3% (Fully Agree).

ANALYSIS OF RESPONDENTS AND THEIR PERCEPTIONS THROUGH CLUSTER

ANALYSIS AND K MEANS

METHODS OF CLUSTER ANALYSIS :

Various methods used in cluster analysis can be classified into two major groups : Hierarchical, Non-Hierarchical.

Here Hierachical cluster method is used. Hierachical method is simplier than non-hierachical method.

How Many Clusters :

An important question in cluster analysis is how many clusters should be formed. Several alternatives one available in this regard. First, the number of clusters may be fixed by the researcher in advance. Second, one may decide the number of clusters from the clusters pattern generated by the programme. Here second option, is extensively used to determined the number of clusters in the sample.

OUTPUT AND ITS INTERPRETATION

Table 1 : (Agglomeration Schedule)

From top to bottom method (stage 1-83), all N (84) samples are grouped in one cluster and then divided into different clusters on the basis of highest average within – cluster distance. This process is carried on untill each entity is a separate cluster. Therefore, stage 83 represents

1. cluster solution, stage 82 represents
2. cluster solution, stage 81 represents
3. cluster solution, stage 80 represents
4. cluster solution, stage 79 represents
5. cluster solution.

Now we can identify there can be 5 clusters in the data because in stage 78 another sequence starts which is not relevant for us. But still there some scope for improvement in taking cluster decisions. So, we can take the help of coefficients.

COEFFICIENTS

The difference between rows in a measure is known as coefficient (see table 1, column 4). We must look at the figure from the last row upward, we could like to have lowest possible number of cluster for reasons of economy and ease of interpretation. We see that there is a difference of (40.313 – 35.433) in the coefficient between 1 cluster solution (stage-83) and the 2 cluster solution (stage-82). This is a difference of 4.88. The next difference is of (35.433 – 34.855) which is equal to 0.578 between the stage 82, the 2 cluster solution and stage 81 at 3 cluster solution. So, in this way we can take the difference between sucessive stages. The next stage will be (34.855 – 33.104 = 1.751) between “3 cluster and 4 cluster” solution. Again the next stage will be, (33.104 – 32.000 = 1.104) between “4 cluster and 5 cluster solution. The next stage will be, (32.000 – 29.967 = 2.033) between “5 cluster and 6 cluster” solution. The next stage will be, (29.967 – 24.937 = 5.628) between, “6 cluster and 7 cluster” solution. A large difference between coefficient between any two rows (hear 5.628, rows 78, 77) indicates a solution pertaining to the number of clusters (6) which the lower row (78) represents. There after the different are same in the subsequent rows of the coefficient.

So, we should go for 6 cluster solution.

We use Euclidean Distance to find the number of clusters. This formula is used in the above explanation in a simplified way.

Formula = S (xj – Yj)^{^}2

STAGE-2

K-MEANS CLUSTER   (Table-2)

(See table-2 Final cluster centers) (4-Highly agree, 3-Agree,       2-Disagree, 1-Highly disagree)

K-means procedures gives more stable clusters, since it is an interactive procedures with single pass hierarchical methods.

The final cluster centers describe the mean value of each variables for each of the six clusters.

Cluster-1 Interpretation :

The people in this cluster are fully agree with Qs. 1,2,7,14,16,17. This shows they are mostly from non-executive side and from the plant itself. They are totally dissatisfied with as 14, 13, 12 but they are able to save some money for the future (Qs. 11-2.14). This shows that they are mostly  senior non-executives having slight dissatisfaction towards pay package.

Cluster-2 Interpretation :

The people in this cluster fully agree with question 1, 10, 14, 16, 17 and slightly disagree on Qs. 2. It seen that the people in this segment are from senior non-executive sides and they think their contribution to the production is a prime importance. And they also opined that the working condition is not so tough and dangerous. This proves that the people in this segment are mostly office employees.

Cluster-3 Interpretation :

The people in this cluster fully agree with the Qs. 1 to 8, 10 to 14, 16 and 17. It seems that this segment is a mixture of senior and middle non-executives with a very bad impression on trade union (2.33 lowest in this cluster).

Cluster-4 Interpretation :

The people in this cluster fully agree with qs. 1 to 9, 8 to 11 and 14. Question number 8, 9, 10, 11 (3.33 each) shows a satisfaction towards pay package qs. 5, 7, 12, 15 they totally disagree. The question 5, 7, 12 proves the people in this segments are mostly from executive sides.

Cluster-5 Interpretation :

The people in this cluster fully agree with qs. 1, 5, 7, 14, 16, 17, 18. This shows that they are mostly from non-executive sides. And they are totally disagree with qs. 3, 4, 6, 8, 9, 10, 15. The qs. number 4 show they are dissatisfied with the gradation system. They people in this cluster should be from middle and senior non-executives, who have not satisfied with their grading carries. This people has highest dissatisfaction (1.00) toward functioning of trade unions.

Cluster-6 Interpretation :

The people in this cluster fully agree with qs. 1, 5, 7. This shows they are from non-executive side and totally disagree from 17, 16, 15, 13, 12. There respondent towards 17, 16, 15 (1.5) shows they are mostly lower non-executives and in rest of the questions they give contradictory verdicts. This can be due to the low educational factor.