Securitisation means to convert (an asset, specially a loan) into marketable securities, typically for the purpose of raising cash, according to the Concise Oxford Dictionary. Securitisation is a process by…
Doubtful / Loss assets / AUCA are not generally considered amenable to any rehabilitation efforts and hence, these assets are being clubbed so that the focus of the review will…
In the present scenario, it is expected to have many hurdles in the process of its implementation due to the very nature of activity groupings and multi-tasking and the points…
Factor Analysis is a management technique or more accurately is a family of techniques which aim to simplify complex sets of data by analyzing the co-relations between them.Given a set…
GDP growth projection for 2004-05 placed in the range of 6.0-6.5 percent as against the earlier expectation of 6.5-7.0 per cent.· Annual inflation, as measured by point-to-point variations in the…
Governor said that while the emphasis at this stage is on reinforcing corporate governance within financial institutions, the focus is also on enhancing the credit delivery mechanism, facilitating ease of…
With a view to further developing the corporate debt market, a Group was constituted with members from RBI, SEBI and other market participants. The Group is expected to submit its…
As a prelude to implementation of the integrated approach, Category III SMAs, i.e. accounts rated SB6 / SBTL6 and below, which are not in default or do not show any…
Doubtful / Loss assets / AUCA are not generally considered amenable to any rehabilitation efforts and hence, these assets are being clubbed so that the focus of the review will…
Books of accounts and Stock Statements: One of the preconditions for sanctioning advances to traders is the maintenance of up-to-date books by the traders, showing therein the actual position in…
Information should be given separately in respect of each of the working capital credit facilities, viz. Cash Credit/Overdrafts, Export Packing Credit, Working Capital Term Loan, Bills Purchased and Discounted, both…
Risk is inherent and absolutely unavoidable in banking. Risk is the potential loss an asset or a portfolio is likely to suffer due to a variety of reasons. As a…