Is depreciation a source of funds?
As a prelude to implementation of the integrated approach, Category III SMAs, i.e. accounts rated SB6 / SBTL6 and below, which are not in default or do not show any…
Preparation of fund flow statement
Doubtful / Loss assets / AUCA are not generally considered amenable to any rehabilitation efforts and hence, these assets are being clubbed so that the focus of the review will…
Margin of Safety
Books of accounts and Stock Statements: One of the preconditions for sanctioning advances to traders is the maintenance of up-to-date books by the traders, showing therein the actual position in…
Basic Marginal Cost Equation
Information should be given separately in respect of each of the working capital credit facilities, viz. Cash Credit/Overdrafts, Export Packing Credit, Working Capital Term Loan, Bills Purchased and Discounted, both…
Risk Management System in Business
Risk is inherent and absolutely unavoidable in banking. Risk is the potential loss an asset or a portfolio is likely to suffer due to a variety of reasons. As a…
State of Indian Economy after LPG process in post 90s
After the liberalization, Privatization and Globalization (LPG) process in the early 1990s, the organizations have come to understand the fact that the people are the centre of the whole system.…