Category Archives: MANAGEMENT

Why is Creativity Important in Thinking

Creativity presents the series of perpetual assumptions where the entire processes involving behavioural ways to understand and think differently on the same set of a series of reasoning in completely different ways. It always asks yourself about the set up of differently understood critical questioning to yourselves in order to understand every point of action and behaviour in completely different ways. Through a series of critical questioning and generating of ideas more and more flow of conclusion towards the understanding of absolute reasoning comes about.

In the series of understanding and its corresponding cases where there had always been the presence of different ideas and understandings in each and every cases still identifying the challenging areas that involved with these entire processes should come handy to understand the flow of ideas generating with each and every process must coincide with a complete understanding of a series of processes attached with it. In these contexts of a series of events, there has always been the tendency of one principal context that works in correlated ways to supplement entire set up of events in completely prudent manners.

Even though you are absolutely certain about the principal context working incoherent and synchronisation manners still you have to explore the set up of differently calculated mechanisms to find out whether all these series of events have some sort of alternative possibilities. Before arriving at such conclusion it is important to follow the imaginative alternative contexts and explore various ideas involved within it and develop the reflective scepticism in order to learn more and more cohesive and alternate methods to reach and challenge existing conclusions.

It does not prove to be you are moving towards the negative zones, instead it goes on to show that with the positive and reflexive thinking parameters you constantly go for complete improvement of the related contexts to find out more pieces of information and intriguing aspects of complete understanding of set up of events that comes forwards at you at various stages of thinkings. While dealing with the complete set up of events that related with problem-solving mechanisms consider moving towards removing of standardised formats that should suit these trends in coping with the aspects of understanding diverse attributes forwarding to movement of standardised formats.

In this manner the most of standardised or common set of problems move towards the form of not moving into it and understanding it as it should be the short cut route for process or movement of ideas and the range of discussions and topics move from wide range of consolidated and divergent range of subjects so that multiple and various perspectives to the same problems could be easily understandable with it. What it makes you to fully understand and update the knowledge base is to find out the series of futuristic oriented understandings of the set of problems and their solutions in the present context.

While dealing with all these aspects to understand the entire process that involves the different contexts one need to sufficiently convenient to approximate about the trend of events that should generate absolute self-confidence in arriving at own judgement that should provide multifaceted ways to understand and find out more pieces of information about detecting and managing the aspects of divergent views. In a way, the series of processes involving with critical thinking includes recognition which underlies the processes attached with considerate assumptions where every conclusion comes to the rescue of understanding the series of contexts and most of these contexts should come from the basic assumptions by removing the series of standardised processes.

Then, comes the series of processes where you should be analysing each and every bit of processing and the arguments that support these processes in making these the single most standalone supportive elements to consider the potential to reach an absolute conclusion. In the set up of entire processes and considerate arguments you only have to seat and discuss within your scope of reasoning and discussing different pros and cons of every argument and in these processes scrutinising each and every aspect in clear and lucid manner so as to find out the single most perfect assumption of your choices.

In this process of brain mapping and thinking and arriving out absolute conclusions you are the sole lawyer, judge and decision maker and for this it is important to understand to recognise the set of problems out there and then consider the process and the argument inherent with it, Then reach some niche conclusion but still judging these ideas goes on for important processes in order to find out the best out of all ideas and contexts that provide inherent understanding and possible marking to point out what should be the best of a lot of all. Then considerate every conclusive context in the form of rationalistic thinking and its related context parameters to reach out to absolute and solid conclusions.

It involves complete comparing out of various stages of events that should enable and provide absolute justification for reaching out and understanding the positives as well as negative approval limits so as to find the most important and generalised ideas related with complete overwhelming of generation of ideas by rejecting bad contexts and accepting good contexts. In this manner, the processes of thinkings become absolutely critical that rejects standardised formats of different problem-solving methods and goes on to see the absolute necessity associated with the processes that involve complete and absolute perspective that involves relating and diversification of views to take multiple perspectives.

In these processes of reaching to an absolute conclusion of the series of contexts of events, one should always use the trial and error methods and find out the most unconventional ways to understand this set of problems to reach out to an absolute conclusion. Ask some questions to yourselves about what could happen this context that does not happen till now and what should be the series of events of attendances that should provide the most vivid and dynamic aspect of accomplishments that should be the prime focus to understand and estimate process that should enable the power of critical thinkings.

In these entire process of examining the contextual elements one aspect to be critically understood is the presence of behavioural implications so that ultimately the forms and the processes and the set of events should be equally understood and examine and to be set up with complete tractable parameters if it succeeds successfully with the entire process associated with the presence of such and such critical elements of human interactions. What it makes the entire set up of contexts and its related mechanisms to behave in such and such manner so as to find out the process optimisation as well as the most vivid and dynamic way to understand what should have been the best choice to think of it and should be the most desirable aspect to move beyond and understand entire set up of events in completely and clearly understandable ways.

In short, when you start thinking of creative ways you ought to think in different ways and go with some of the other mechanisms to find out the single most aspect to move towards the most efficient and most perfected ways to move absolute perfections. It might have been scary ideas to think out of the box and think on some other way but still one needs to understand the aspects of the entire process optimisation in terms of entirely to find out more and more perspective towards efficient maximisations of entire processes. There are many chances of failures but still, they move within such thinking parameters and that is why there had been many respects to creative thinkers worldwide simply for their mission to find out more about the different aspect of thinking by completely moving out from the standardised form of thinking processes.

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Non Banking Financial Institutions

Non – banking financial institutions or companies perform banking operations. These institutions do not have banking licenses. That is why these institutions cannot receive deposits as they do not have banking licenses. They can offer other financial services.

Non-banking financial companies perform shadow banking. These institutions must register themselves under companies Act 1956 in India. Working conditions and rules and regulations of these companies runs under rules and regulations formulated by Reserve Bank of India (RBI).

Only limited and restricted information they access which is for know your customer (KYC). Other than this these companies cannot access more informations of individuals.

Types of Non banking Financial Companies (NBFC):

  1. Asset Financial Company (AFC): This supports lending and the managing of finances related to physical assets such as automobiles, tractors, cranes, generators and so on.
  2. Investment Companies (IC): This deals with assets for management of securities.
  3. Loan Company (LC): This provides loans and advances to companies other than own.
  4. Infrastructure Financing Company: Provides credit infrastructure companies.
  5. Infrastructure Debt Fund (IDF): Provides long-term debt to infrastructure companies. It can provide currency bond of the five-year maturity to these companies.
  6. Gold Loan NBFC: In India the amount of NBFC related to gold loan is on increase. Due to rise of gold price people are going to these institutions for loans. Aggressive and faster approval and increase of loan to value provides increase of such institutions.
  7. Residuary Non banking companies (RNBC): Residuary non banking companies comes under such non banking companies that receives funds not through investment but it has its own source of money.

Functions of non banking financial companies (NBFC):

  1. It provides financial and banking services to people without banking licenses.
  2. Demand deposits are no for NBFCs.
  3. Banks perform payment in terms of loan and then go for settlement, but NBFC has no right in this.
  4. It cannot issue checks.
  5. It cannot enagae in agricultural, mineral and primary non movable sectors.
  6. 100% foreign investment allowed.

In some states of India, micro-finances comes under heavy criticism. Allegation is that they cheat poor and downtrodden with high interest and then use coercive force to collect money from them. Some small and micro finances evaporated after an allegation of irregular activities. A stronger and stringent measure and action is the need for the hour.

There are allegation that many small finances illegal take money from people in the name of refunding them on higher intrest rates and when the payment time comes they and their offices disappear all of a sudden. It needs a stronger law and stronger and vigilant law enforcing authorities to disperse these illegal activities.

People on the other hand needs to acknowledge and invest their hard earned money in good sources. Especially in nationalised banks which RBI and Governement of India recognises. It is important for people to seek entire details of these instituions before investment.

Article Updated on 3 April 2019
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